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We Beat All the Big Banks & Credit Unions

Grand Lending Team

Call us for a FREE Consultation!

(949) 202-5332

We Beat All the Big Banks & Credit Unions

Purchase

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Purchase

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Refinance

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Refinance

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Reverse Mortgage

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Reverse Mortgage

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Welcome to Grand Avenue Realty & Lending

For many buyers, receiving the keys to an Orange County home is a dream come true. With warm weather, sandy beaches, world-class surf, and magical theme parks, you’ll be living in the lap of luxury. But before you can unlock that future, you will need to find the right home loan.

Based in Orange County and Serving Clients Throughout the State of California.

We Offer the Best Rates and Lowest Costs. We Beat All the Big Banks and Credit Unions

We make it our mission to make homeownership in Orange County as affordable and accessible as possible. Only Grand Avenue Realty & Lending offers the unique OC Buyer Program. Through this program, we will credit you up to $10,000 toward your prepaid items and closing costs.

We also offer the Lender for Life program. We strive to bring you the lowest interest rates currently on the market, but if they drop again in the future, we will refinance your loan at no cost.

Grand Avenue Is Your Lender for Life

Grand Avenue Realty & Lending is here to help you find the most affordable, flexible mortgage for your needs. Our loan programs in Orange County include:

Conforming Loans Jumbo Loans FHA Loans
VA Loans Investor Loans Reverse Mortgages

Why Use a Mortgage Broker vs. a Big Bank
or Credit Union

What Our Happy Clients Are Saying

Grand Lending Team
Grand Lending Team
5.0
Based on 77 reviews
See all reviewsWrite a review
Joe Curry
Joe Curry
00:56 09 Jul 25
We cannot say enough good things about Nichole and Brian at Grand Avenue Lending. They honestly made us feel important and like we were family. From the initial phone call to finally closing escrow, they stayed in communication with us throughout the entire process. Not only through email, but text and phone calls. In fact – anytime I reached out to Brian I was met with an immediate response! As a first time home buyer-getting a mortgage and buying a home seemed daunting and frightening.. But the experience we had with them was just the opposite. I cannot recommend this team enough.
Amir
Amir
04:51 20 Jun 25
We had an amazing experience working with Nichole and Brian. They are super responsive and highly service driven. We had really tight timelines in our case, and they ensured everything is done with high priority and on time. They whole process was smooth , and they ensured all our questions are answered in details. I would highly recommend them to everyone who is looking for a mortgage. Thank you Brian and Nichole!
Dariush A
Dariush A
16:59 18 Jun 25
I just bought my house and worked with Bryan and Nichole — they were amazing! Always answered my questions, even late sometimes. They explain everything clear, no confusion, and I felt comfortable with them the whole time. Their fees and rates were better than other places I checked. Super friendly people and easy to talk to. I’m really happy I chose them, and I’ll go back to them for refinance for sure. Thanks so much!
Sal Ingrilli
Sal Ingrilli
15:20 18 Jun 25
Brian and Nichole helped me plan, execute, and close multiple transactions. They are professional, fast, sharp, and always on top of things. They paved the way and removed all hassle from my experience - they are a real asset. I would engage their services again without hesitation. I absolutely recommend them - they are just stellar!
Sam Golfeiz, Esq.
Sam Golfeiz, Esq.
14:39 18 Jun 25
Nichole and Brian both worked tirelessly to ensure we got the best rate possible. They were trememdous help and advocate. Brian made himself available night and day to answer our questions. We are immensely grateful for their assistance and guidance! Defenitly recommend them and I assure you, you won't get disappointed!

Apply Today for Your Orange County Home Loan

You are closer than you think to stepping inside your new home in Orange County. Please call us today at (949) 202-5332, and we will schedule your complimentary consultation. We look forward to connecting you with the most suitable loan and to becoming your long-term lending partner!

Get Pre-Approved Today!Get Pre-Approved Today!

Top 10 Reasons to Use a Mortgage Broker vs. Bank or Credit Union

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Save Money– A good mortgage broker will save you money.  Our rates consistently beat the big banks and credit unions and the reason why is simple. We all have access to the same wholesale rates, but banks have huge overhead.  They have brick and mortgage buildings, lots of employees, managers, high paid corporate executives and […]

Conforming Loan Limits for 2019

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The Federal Housing Finance Agency (FHFA) announced an increase in 2019 to the maximum conforming loan limits.  The new loan limits are up about $30,000 from 2018 to $484,350 for non high-cost areas and up about $45,000 to $726,525 for high cost areas.  Here is a little background on conforming loan limits and how they […]