We Beat All the Big Banks & Credit Unions

Welcome to Grand Avenue Realty & Lending

For many buyers, receiving the keys to an Orange County home is a dream come true. With warm weather, sandy beaches, world-class surf, and magical theme parks, you’ll be living in the lap of luxury. But before you can unlock that future, you will need to find the right home loan.

Based in Orange County and Serving Clients Throughout the State of California.

We Offer the Best Rates and Lowest Costs. We Beat All the Big Banks and Credit Unions

We make it our mission to make homeownership in Orange County as affordable and accessible as possible. Only Grand Avenue Realty & Lending offers the unique OC Buyer Program. Through this program, we will credit you up to $10,000 toward your prepaid items and closing costs.

We also offer the Lender for Life program. We strive to bring you the lowest interest rates currently on the market, but if they drop again in the future, we will refinance your loan at no cost.

Grand Avenue Is Your Lender for Life

Grand Avenue Realty & Lending is here to help you find the most affordable, flexible mortgage for your needs. Our loan programs in Orange County include:

Why Use a Mortgage Broker vs. a Big Bank
or Credit Union

What Our Happy Clients Are Saying

Roxana Amini
Roxana Amini
19:13 02 Oct 24
There’s a reason Brian and Nichole of Grand Lending have 5-star reviews across the board. I’d give them 100 stars if I could.I reached out to them on a Sunday afternoon to simply inquire about Loan options. I did not expect them to respond immediately. Within 1 hour, they assessed my information and provided a pre-qualification letter.Over the next several months, I made numerous offers and needed revised pre-qual letters. I’m convinced Brian and Nichole do not sleep because no matter what time of day, they delivered. They were committed to supporting me, with no financial incentive, until I found "the one."I ultimately found "the one" and thanks to Grand Lending, I was able to purchase it and pay LESS per month as a homeowner than I did as a renter...while in a fire zone!Not only did Grand Lending lock in an incredible interest rate (with money back), Brian went out of his way to obtain the HOA insurance documents because escrow was stalling. He also helped me get a Homeowner Insurance policy at a rate that I didn't even think was possible. Even my broker said, lenders normally don't go the extra mile like this.Finding Brian and Nichole is one of the best decisions I've made. Thank you both, from the bottom of my heart.Bumpy the rabbit also thanks you for her new yard.
Ghooye Sefid
Ghooye Sefid
23:46 04 Sep 24
Nichole and Brian are the absolute best and most professional in the business!They made our first home purchase a breeze. They closed our purchase loan in under 2 weeks with an amazing rate. They are so knowledgeable and answer all of our questions quickly. They made sure the escrew went smoothly and kept all the parties informed throughout the process. They know what they need to do. We 100% recommend them!
Vahid Ghadamyari
Vahid Ghadamyari
03:57 27 May 24
We had an exceptional experience working with Brian and Nichole from Grand Avenue Realty & Lending. From the very beginning, he demonstrated outstanding professionalism and expertise. Brian took the time to thoroughly understand my financial situation and providing clear and comprehensive advice tailored to my needs.The entire process was smooth and efficient, thanks to their excellent communication skills and attention to detail. Brian kept me informed at every step, promptly addressing any questions or concerns we had. He went above and beyond to secure a competitive interest rate and favorable loan terms, which made a significant difference in my home-buying experience.What stood out the most was his dedication to ensuring I felt comfortable and confident throughout the process. I highly recommend Brian and Nichole to anyone looking for a knowledgeable and reliable mortgage broker. Thank you, Brian and Nichole, for making our dream of homeownership a reality!
David Barnes
David Barnes
20:06 01 Aug 23
Brian and Nichole were so great to work with and great communicators throughout the process.
Roshy Zand
Roshy Zand
14:40 06 Jul 23
When you work with Brian and Nicole are the best at what they do! why? Here are the reasons and my personal experience:1) He is always available even answering questions that are not relevant to your loan2) He is very honest and professional3) Fast Approval - My loan got approved within a few days!4) Best Rate - Brian will shop around and get you the best rate available in the market5) Honesty and integrity - When you work with Grand lending, you will receive the best service and believe you don't have to go any where else. Thank you Both

Apply Today for Your Orange County Home Loan

You are closer than you think to stepping inside your new home in Orange County. Please call us today at (949) 202-5332, and we will schedule your complimentary consultation. We look forward to connecting you with the most suitable loan and to becoming your long-term lending partner!

Get Pre-Approved Today!Get Pre-Approved Today!