Credit Archives - Grand Lending Team

California 2020 FHA and Conforming Loan Limits

January 16, 2020 by Grand Lending Team

Loan limits increased across the nation again in 2020. Here are the new California FHA and conforming loan limits for 1 unit properties by county: **2-4 unit properties have higher loan limits- contact us for those. County FHA Conv. Alameda 765,600 765,600 Alpine 463,450 510,400 Amador 355,350 510,400 Butte 331,760 510,400 Calaveras 373,750 510,400 Colusa […]

Equifax Was Told To Pay Up Over Breach- You Should Make Them Do It!

July 30, 2019 by Grand Lending Team

Remember the Equifax data breach announce in March of 2018? Maybe not, because it came just after the Target and Home Depot data breaches. In this case you might get something more out of it than aggravation, but only if you take about two minutes to submit a claim under the settlement Equifax just agreed […]

Credit Scores and How To Improve Yours

April 5, 2019 by Grand Lending Team

By Brian VerBurg #CreditScore #Mortgage #CreditReport #MyFico Having a great credit score will save you money on everything from credit cards, to car and home loans, and anything you want to finance. If you score is not in the 700’s or above you can likely get it there with just a little work and […]

What Our Happy Clients Are Saying

Grand Lending Team

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Maz Rostamian

17:05 18 Oct 24

Brian and Nichole are highly skilled professionals with a proven track record in the mortgage industry. Their expertise and problem-solving abilities have consistently helped us in securing purchase and refinance loan transactions. They are exceptionally responsive, professional, and knowledgeable. We wholeheartedly recommend them for both purchase and refinance loans.

Roxana Amini

19:13 02 Oct 24

There’s a reason Brian and Nichole of Grand Lending have 5-star reviews across the board. I’d give them 100 stars if I could.I reached out to them on a Sunday afternoon to simply inquire about Loan options. I did not expect them to respond immediately. Within 1 hour, they assessed my information and provided a pre-qualification letter.Over the next several months, I made numerous offers and needed revised pre-qual letters. I’m convinced Brian and Nichole do not sleep because no matter what time of day, they delivered. They were committed to supporting me, with no financial incentive, until I found "the one."I ultimately found "the one" and thanks to Grand Lending, I was able to purchase it and pay LESS per month as a homeowner than I did as a renter...while in a fire zone!Not only did Grand Lending lock in an incredible interest rate (with money back), Brian went out of his way to obtain the HOA insurance documents because escrow was stalling. He also helped me get a Homeowner Insurance policy at a rate that I didn't even think was possible. Even my broker said, lenders normally don't go the extra mile like this.Finding Brian and Nichole is one of the best decisions I've made. Thank you both, from the bottom of my heart.Bumpy the rabbit also thanks you for her new yard.

Ghooye Sefid

23:46 04 Sep 24

Nichole and Brian are the absolute best and most professional in the business!They made our first home purchase a breeze. They closed our purchase loan in under 2 weeks with an amazing rate. They are so knowledgeable and answer all of our questions quickly. They made sure the escrew went smoothly and kept all the parties informed throughout the process. They know what they need to do. We 100% recommend them!

Vahid Ghadamyari

03:57 27 May 24

We had an exceptional experience working with Brian and Nichole from Grand Avenue Realty & Lending. From the very beginning, he demonstrated outstanding professionalism and expertise. Brian took the time to thoroughly understand my financial situation and providing clear and comprehensive advice tailored to my needs.The entire process was smooth and efficient, thanks to their excellent communication skills and attention to detail. Brian kept me informed at every step, promptly addressing any questions or concerns we had. He went above and beyond to secure a competitive interest rate and favorable loan terms, which made a significant difference in my home-buying experience.What stood out the most was his dedication to ensuring I felt comfortable and confident throughout the process. I highly recommend Brian and Nichole to anyone looking for a knowledgeable and reliable mortgage broker. Thank you, Brian and Nichole, for making our dream of homeownership a reality!

David Barnes

20:06 01 Aug 23

Brian and Nichole were so great to work with and great communicators throughout the process.

Grand Avenue Realty & Lending is an Equal Housing Lender. As prohibited by federal law, we do not engage in business practices that discriminate on the basis of race, color, religion, national origin, sex, marital status, age, because all or part of your income may be derived from any public assistance program, or because you have, in good faith, exercised any right under the Consumer Credit Protection Act. Disclaimer: Programs subject to change without notice. All borrowers must qualify per program guidelines.

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California 2020 FHA and Conforming Loan Limits

Equifax Was Told To Pay Up Over Breach- You Should Make Them Do It!

Credit Scores and How To Improve Yours

What Our Happy Clients Are Saying

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